The Energy Chamber of Trinidad & Tobago in collaboration with Global Financial Brokers Limited, is pleased to offer all Energy Chamber members access to a specially designed Guardian Executive Medical (GEM) US$ Group Health Plan.
It is hoped that this plan will reduce the cost of insurance especially for smaller companies.
Key Features include:
Guardian’s extensive Preferred Provider Network both locally and internationally
Preferential Premium Rates - lower than Individual US$ Plans
International Usual, Customary and Reasonable (UCR) Limits
Annual Major Medical Coverage - US$500,000
Deductible:
Local – US$50 (Out of Network)
International – US$5,000
Co-insurance:
Local - 90%-10%
International – 80%-20%
Preventative Care – US$500
Maternity Care – US$4,000
Organ Transplants – US$200,000 (Lifetime)
Vision – US$500
Dental – US$1,000
Qualification:
Minimum 10 members
Maximum Enrolment Age – 69
Please note that the Energy Chamber cannot offer any advice as to the suitability of the plan for your own use and you are required to make your own assessments on the plan.